In 2026, Greece has transitioned to a tiered investment model. Our strategy at Mozaik is to align your capital with the right zone for maximum appreciation:
The Prime Tier (€800,000): Focuses on high-liquidity assets in Athens, Thessaloniki, and premium islands like Mykonos and Santorini.
The Growth Tier (€400,000): Targets emerging luxury markets in regional Greece with high yield potential.
The Value Tier (€250,000): Exclusively for strategic commercial-to-residential conversions and heritage restoration projects
Non-EU citizens over 18 with a clean criminal record qualify by investing in the €250,000 commercial-to-residential conversion path. This 2026 strategy allows for a lower entry cost in high-demand urban areas regardless of the property’s square footage, provided the conversion is completed before the residency application is finalized
The investment extends residency to your spouse, children under 21, and the parents of both spouses under one file. There is no physical stay requirement to maintain status, granting your family total freedom of movement across the 29 Schengen countries while keeping your primary residence anywhere in the world
Your residency card is issued with a five-year validity and is renewable indefinitely as long as the property investment is maintained. Under the 2026 digital system, renewals are processed streamlined through the Mozaik portal, and investors become eligible to apply for full Greek citizenship after seven years of legal residence
